diff --git a/app/Services/ShorakaFinancingService.php b/app/Services/ShorakaFinancingService.php
index ded8ecd7..cf153039 100644
--- a/app/Services/ShorakaFinancingService.php
+++ b/app/Services/ShorakaFinancingService.php
@@ -137,7 +137,12 @@ class ShorakaFinancingService
         }
         abort_unless(!empty($response['can_complete']), 409, 'SAG ditahan: Shoraka belum Completed.');
         $details = $response['details'] ?? [];
-        $certificate = explode('|', $details['certificateDetails1'] ?? '')[0];
+        // Shoraka may return a list of pipe-delimited certificate details.
+        $certificateDetails = $details['certificateDetails1'] ?? '';
+        if (is_array($certificateDetails)) {
+            $certificateDetails = $certificateDetails[0] ?? '';
+        }
+        $certificate = is_string($certificateDetails) ? trim(explode('|', $certificateDetails)[0]) : '';
         abort_unless($certificate !== '' && isset($details['unit'], $details['volume'], $details['commodityType']),
             409, 'Maklumat sijil belum lengkap. Semak status Shoraka dahulu.');
         return [