diff --git a/app/Support/v2/GadaiV2.php b/app/Support/v2/GadaiV2.php
index b0af4af..4dac90e 100644
--- a/app/Support/v2/GadaiV2.php
+++ b/app/Support/v2/GadaiV2.php
@@ -108,8 +108,19 @@ class GadaiV2
             $total_nilai_marhun = Marhun::on($cawangan['mysql'])->where('norujukan','=',$norujukan)->sum('n_marhun');
             $total_berat = Marhun::on($cawangan['mysql'])->where('norujukan','=',$norujukan)->sum('berat');
 
-            //query kadar upah baru
-            $kadar_raw = $this->getKadarUpahAnggota($request->nokp,$total_nilai_marhun,$cawangan['group_id']);
+           $kadar_raw = $this->getKadarUpahAnggota($request->nokp, $total_nilai_marhun, $cawangan['group_id']);
+
+            if (empty($kadar_raw) || $kadar_raw == 0) {
+
+            Log::error('[BLOCKED] Kadar upah kosong / 0', [
+                'nokp' => $request->nokp,
+                'total_nilai_marhun' => $total_nilai_marhun,
+                'group_id' => $cawangan['group_id'],
+            ]);
+
+            throw new \Exception("Kadar upah kosong / 0, transaksi dibatalkan!");
+        }
+
 
             // query kadar upah lama
             // $kadar_raw = KadarUpah::where('min','<=',$total_nilai_marhun)->where('max','>=',$total_nilai_marhun)->first();