diff --git a/app/Http/Controllers/PembiayaanOnlineController.php b/app/Http/Controllers/PembiayaanOnlineController.php
index 700fdd0..547736f 100644
--- a/app/Http/Controllers/PembiayaanOnlineController.php
+++ b/app/Http/Controllers/PembiayaanOnlineController.php
@@ -35,6 +35,14 @@ class PembiayaanOnlineController extends Controller
         return $this->respond($this->service->show($kodcaw, $norujukan));
     }
 
+    /**
+     * GET /api/pembiayaan-online/{kodcaw}/lines/{id}
+     */
+    public function showLine($kodcaw, $id)
+    {
+        return $this->respond($this->service->showLine($kodcaw, $id));
+    }
+
     /**
      * GET /api/pembiayaan-online/{kodcaw}/queue
      */
@@ -53,6 +61,7 @@ class PembiayaanOnlineController extends Controller
         foreach ([
             'kodbank', 'noakaun', 'nama_bank', 'nama_akaun', 'nota',
             'bukti_akaun_file_id', 'borang_file_id', 'update_customer_bank',
+            'bukti_akaun_data', 'bukti_akaun_filename', 'bukti_akaun_type',
         ] as $key) {
             if ($request->has($key)) {
                 $input[$key] = $request->input($key);
@@ -62,6 +71,26 @@ class PembiayaanOnlineController extends Controller
         return $this->respond($this->service->updateLine($kodcaw, $id, $input));
     }
 
+    /**
+     * POST /api/pembiayaan-online/{kodcaw}/lines/{id}/verify
+     */
+    public function verifyLine($kodcaw, $id, Request $request)
+    {
+        return $this->respond($this->service->verifyLine(
+            $kodcaw,
+            $id,
+            $request->input('pc_verified_by', '')
+        ));
+    }
+
+    /**
+     * POST /api/pembiayaan-online/{kodcaw}/lines/{id}/unverify
+     */
+    public function unverifyLine($kodcaw, $id)
+    {
+        return $this->respond($this->service->unverifyLine($kodcaw, $id));
+    }
+
     /**
      * GET /api/pembiayaan-online/{kodcaw}/batches
      */
@@ -177,6 +206,14 @@ class PembiayaanOnlineController extends Controller
         return $this->respond($this->service->getBukti($kodcaw, $id));
     }
 
+    /**
+     * GET /api/pembiayaan-online/{kodcaw}/lines/{id}/bukti-akaun
+     */
+    public function getBuktiAkaun($kodcaw, $id)
+    {
+        return $this->respond($this->service->getBuktiAkaun($kodcaw, $id));
+    }
+
     /**
      * GET /api/pembiayaan-online/{kodcaw}/paid?blast_sent=0
      */
diff --git a/app/PembiayaanOnline.php b/app/PembiayaanOnline.php
index a1bf1b3..079e3ee 100644
--- a/app/PembiayaanOnline.php
+++ b/app/PembiayaanOnline.php
@@ -32,6 +32,8 @@ class PembiayaanOnline extends Model
         'paid_at',
         'created_by',
         'pc_submitted_by',
+        'pc_verified_by',
+        'pc_verified_at',
         'ops_by',
         'nota',
         'blast_sent',
diff --git a/app/Services/PembiayaanOnline/PembiayaanOnlineService.php b/app/Services/PembiayaanOnline/PembiayaanOnlineService.php
index abd0231..27c2c24 100644
--- a/app/Services/PembiayaanOnline/PembiayaanOnlineService.php
+++ b/app/Services/PembiayaanOnline/PembiayaanOnlineService.php
@@ -16,9 +16,11 @@ use Illuminate\Support\Facades\Log;
 
 class PembiayaanOnlineService
 {
-    const MIN_PINJAMAN = 5000.00;
+    const MIN_PINJAMAN = 1.00;
     const MAX_PINJAMAN = 50000.00;
-    const PC_QUEUE_STATUSES = ['PENDING_PC', 'REJECTED_PC'];
+    const PC_QUEUE_STATUSES = ['PENDING_PC', 'REJECTED_PC', 'VERIFIED_PC'];
+    const PC_VERIFY_FROM_STATUSES = ['PENDING_PC', 'REJECTED_PC'];
+    const PC_SUBMITTABLE_STATUSES = ['VERIFIED_PC'];
 
     protected $modalOnlineService;
 
@@ -258,6 +260,36 @@ class PembiayaanOnlineService
         ];
     }
 
+    /**
+     * @return array{ok:bool,status:int,payload:mixed}
+     */
+    public function showLine($kodcaw, $id)
+    {
+        $resolved = $this->resolveMysql($kodcaw);
+        if (!$resolved['ok']) {
+            return $resolved;
+        }
+
+        $line = PembiayaanOnline::on($resolved['mysql'])
+            ->where('kodcaw', $kodcaw)
+            ->where('id', $id)
+            ->first();
+
+        if (!$line) {
+            return [
+                'ok' => false,
+                'status' => 404,
+                'payload' => ['message' => 'Pembiayaan online tidak dijumpai'],
+            ];
+        }
+
+        return [
+            'ok' => true,
+            'status' => 200,
+            'payload' => $line,
+        ];
+    }
+
     /**
      * @return array{ok:bool,status:int,payload:mixed}
      */
@@ -332,7 +364,7 @@ class PembiayaanOnlineService
                 'ok' => false,
                 'status' => 422,
                 'payload' => [
-                    'message' => 'Hanya rekod PENDING_PC / REJECTED_PC boleh dikemaskini',
+                    'message' => 'Hanya rekod PENDING_PC / REJECTED_PC / VERIFIED_PC boleh dikemaskini',
                     'status' => $line->status,
                 ],
             ];
@@ -368,6 +400,18 @@ class PembiayaanOnlineService
             $fields['borang_file_id'] = $input['borang_file_id'];
         }
 
+        if (!empty($input['bukti_akaun_data'])) {
+            $saved = $this->storeBuktiFile([
+                'data' => $input['bukti_akaun_data'],
+                'filename' => $input['bukti_akaun_filename'] ?? $input['filename'] ?? null,
+                'type' => $input['bukti_akaun_type'] ?? $input['type'] ?? null,
+            ]);
+            if (!$saved['ok']) {
+                return $saved;
+            }
+            $fields['bukti_akaun_file_id'] = $saved['payload']['id'];
+        }
+
         if (empty($fields)) {
             return [
                 'ok' => false,
@@ -395,6 +439,12 @@ class PembiayaanOnlineService
             ? (bool) $input['update_customer_bank']
             : true;
 
+        if ($line->status === 'VERIFIED_PC') {
+            $fields['status'] = !empty($line->reject_reason) ? 'REJECTED_PC' : 'PENDING_PC';
+            $fields['pc_verified_by'] = null;
+            $fields['pc_verified_at'] = null;
+        }
+
         try {
             DB::connection($mysql)->transaction(function () use ($mysql, $line, $fields, $updateCustomerBank) {
                 PembiayaanOnline::on($mysql)->where('id', $line->id)->update($fields);
@@ -433,6 +483,159 @@ class PembiayaanOnlineService
         }
     }
 
+    /**
+     * PC confirms one queue line before it can be submitted to Operasi.
+     *
+     * @return array{ok:bool,status:int,payload:mixed}
+     */
+    public function verifyLine($kodcaw, $id, $pcBy)
+    {
+        $resolved = $this->resolveMysql($kodcaw);
+        if (!$resolved['ok']) {
+            return $resolved;
+        }
+        $mysql = $resolved['mysql'];
+
+        $pcBy = trim((string) $pcBy);
+        if ($pcBy === '') {
+            return [
+                'ok' => false,
+                'status' => 422,
+                'payload' => ['message' => 'pc_verified_by diperlukan'],
+            ];
+        }
+
+        try {
+            return DB::connection($mysql)->transaction(function () use ($mysql, $kodcaw, $id, $pcBy) {
+                $line = PembiayaanOnline::on($mysql)
+                    ->where('kodcaw', $kodcaw)
+                    ->where('id', $id)
+                    ->lockForUpdate()
+                    ->first();
+
+                if (!$line) {
+                    return [
+                        'ok' => false,
+                        'status' => 404,
+                        'payload' => ['message' => 'Pembiayaan online tidak dijumpai'],
+                    ];
+                }
+
+                if ($line->status === 'VERIFIED_PC') {
+                    return [
+                        'ok' => true,
+                        'status' => 200,
+                        'payload' => $line,
+                    ];
+                }
+
+                if (!in_array($line->status, self::PC_VERIFY_FROM_STATUSES, true)) {
+                    return [
+                        'ok' => false,
+                        'status' => 422,
+                        'payload' => [
+                            'message' => 'Hanya rekod PENDING_PC / REJECTED_PC boleh disemak',
+                            'status' => $line->status,
+                        ],
+                    ];
+                }
+
+                if (empty($line->kodbank) || empty($line->noakaun)) {
+                    return [
+                        'ok' => false,
+                        'status' => 422,
+                        'payload' => [
+                            'message' => 'Maklumat bank tidak lengkap. Kemaskini bank sebelum semak.',
+                            'id' => $line->id,
+                            'norujukan' => $line->norujukan,
+                        ],
+                    ];
+                }
+
+                PembiayaanOnline::on($mysql)->where('id', $line->id)->update([
+                    'status' => 'VERIFIED_PC',
+                    'pc_verified_by' => $pcBy,
+                    'pc_verified_at' => Carbon::now(),
+                ]);
+
+                return [
+                    'ok' => true,
+                    'status' => 200,
+                    'payload' => PembiayaanOnline::on($mysql)->where('id', $line->id)->first(),
+                ];
+            });
+        } catch (\Throwable $e) {
+            Log::error('PembiayaanOnline verifyLine failed: ' . $e->getMessage());
+            return [
+                'ok' => false,
+                'status' => 500,
+                'payload' => ['message' => 'Gagal semak pembiayaan online'],
+            ];
+        }
+    }
+
+    /**
+     * Undo PC verification so the line must be checked again.
+     *
+     * @return array{ok:bool,status:int,payload:mixed}
+     */
+    public function unverifyLine($kodcaw, $id)
+    {
+        $resolved = $this->resolveMysql($kodcaw);
+        if (!$resolved['ok']) {
+            return $resolved;
+        }
+        $mysql = $resolved['mysql'];
+
+        try {
+            return DB::connection($mysql)->transaction(function () use ($mysql, $kodcaw, $id) {
+                $line = PembiayaanOnline::on($mysql)
+                    ->where('kodcaw', $kodcaw)
+                    ->where('id', $id)
+                    ->lockForUpdate()
+                    ->first();
+
+                if (!$line) {
+                    return [
+                        'ok' => false,
+                        'status' => 404,
+                        'payload' => ['message' => 'Pembiayaan online tidak dijumpai'],
+                    ];
+                }
+
+                if ($line->status !== 'VERIFIED_PC') {
+                    return [
+                        'ok' => false,
+                        'status' => 422,
+                        'payload' => [
+                            'message' => 'Hanya rekod VERIFIED_PC boleh dibatalkan semakan',
+                            'status' => $line->status,
+                        ],
+                    ];
+                }
+
+                PembiayaanOnline::on($mysql)->where('id', $line->id)->update([
+                    'status' => !empty($line->reject_reason) ? 'REJECTED_PC' : 'PENDING_PC',
+                    'pc_verified_by' => null,
+                    'pc_verified_at' => null,
+                ]);
+
+                return [
+                    'ok' => true,
+                    'status' => 200,
+                    'payload' => PembiayaanOnline::on($mysql)->where('id', $line->id)->first(),
+                ];
+            });
+        } catch (\Throwable $e) {
+            Log::error('PembiayaanOnline unverifyLine failed: ' . $e->getMessage());
+            return [
+                'ok' => false,
+                'status' => 500,
+                'payload' => ['message' => 'Gagal batal semakan pembiayaan online'],
+            ];
+        }
+    }
+
     /**
      * @return array{ok:bool,status:int,payload:mixed}
      */
@@ -573,12 +776,12 @@ class PembiayaanOnlineService
                 }
 
                 foreach ($lines as $line) {
-                    if (!in_array($line->status, self::PC_QUEUE_STATUSES, true)) {
+                    if (!in_array($line->status, self::PC_SUBMITTABLE_STATUSES, true)) {
                         return [
                             'ok' => false,
                             'status' => 422,
                             'payload' => [
-                                'message' => 'Rekod bukan dalam queue PC',
+                                'message' => 'Rekod belum disemak PC. Sahkan satu-satu sebelum hantar ke Operasi.',
                                 'id' => $line->id,
                                 'norujukan' => $line->norujukan,
                                 'status' => $line->status,
@@ -869,6 +1072,8 @@ class PembiayaanOnlineService
                     'rejected_at' => $now,
                     'ops_by' => $opsBy,
                     'batch_id' => null,
+                    'pc_verified_by' => null,
+                    'pc_verified_at' => null,
                 ]);
 
                 $batch = null;
@@ -1314,6 +1519,65 @@ class PembiayaanOnlineService
         ];
     }
 
+    /**
+     * Get attached bank-account slip (bukti_akaun_file_id) for a line.
+     *
+     * @return array{ok:bool,status:int,payload:mixed}
+     */
+    public function getBuktiAkaun($kodcaw, $id)
+    {
+        $resolved = $this->resolveMysql($kodcaw);
+        if (!$resolved['ok']) {
+            return $resolved;
+        }
+
+        $line = PembiayaanOnline::on($resolved['mysql'])
+            ->where('kodcaw', $kodcaw)
+            ->where('id', $id)
+            ->first();
+
+        if (!$line) {
+            return [
+                'ok' => false,
+                'status' => 404,
+                'payload' => ['message' => 'Pembiayaan online tidak dijumpai'],
+            ];
+        }
+
+        if (empty($line->bukti_akaun_file_id)) {
+            return [
+                'ok' => false,
+                'status' => 404,
+                'payload' => ['message' => 'Slip bank belum dimuat naik'],
+            ];
+        }
+
+        $file = ARFiles::on('mysql7')->where('id', $line->bukti_akaun_file_id)->first();
+        if (!$file) {
+            return [
+                'ok' => false,
+                'status' => 404,
+                'payload' => ['message' => 'Fail slip bank tidak dijumpai'],
+            ];
+        }
+
+        return [
+            'ok' => true,
+            'status' => 200,
+            'payload' => [
+                'pembiayaan_online_id' => $line->id,
+                'norujukan' => $line->norujukan,
+                'file' => [
+                    'id' => $file->id,
+                    'filename' => $file->filename,
+                    'type' => $file->type,
+                    'tarikhmasa' => $file->tarikhmasa,
+                    'data' => $file->data,
+                ],
+            ],
+        ];
+    }
+
     /**
      * PC list of PAID lines awaiting blast / tally.
      *
diff --git a/database/migrations/2026_09_17_100000_add_pc_verified_to_pembiayaan_online_table.php b/database/migrations/2026_09_17_100000_add_pc_verified_to_pembiayaan_online_table.php
new file mode 100644
index 0000000..b98f47c
--- /dev/null
+++ b/database/migrations/2026_09_17_100000_add_pc_verified_to_pembiayaan_online_table.php
@@ -0,0 +1,74 @@
+<?php
+
+use Illuminate\Database\Migrations\Migration;
+use Illuminate\Database\Schema\Blueprint;
+use Illuminate\Support\Facades\DB;
+use Illuminate\Support\Facades\Schema;
+
+class AddPcVerifiedToPembiayaanOnlineTable extends Migration
+{
+    public function getActiveDB()
+    {
+        return array_filter(
+            array_keys(config('database.connections')),
+            function ($connection) {
+                try {
+                    if ($connection === 'mysql7') {
+                        return false;
+                    }
+
+                    DB::connection($connection)->getPdo();
+
+                    return true;
+                } catch (\Exception $e) {
+                    return false;
+                }
+            }
+        );
+    }
+
+    public function up()
+    {
+        foreach ($this->getActiveDB() as $dbase) {
+            if (!Schema::connection($dbase)->hasTable('pembiayaan_online')) {
+                continue;
+            }
+
+            Schema::connection($dbase)->table('pembiayaan_online', function (Blueprint $table) use ($dbase) {
+                if (!Schema::connection($dbase)->hasColumn('pembiayaan_online', 'pc_verified_by')) {
+                    $table->string('pc_verified_by', 100)
+                        ->nullable()
+                        ->after('pc_submitted_by');
+                }
+
+                if (!Schema::connection($dbase)->hasColumn('pembiayaan_online', 'pc_verified_at')) {
+                    $table->timestamp('pc_verified_at')
+                        ->nullable()
+                        ->after('pc_verified_by');
+                }
+            });
+        }
+    }
+
+    public function down()
+    {
+        foreach ($this->getActiveDB() as $dbase) {
+            if (!Schema::connection($dbase)->hasTable('pembiayaan_online')) {
+                continue;
+            }
+
+            Schema::connection($dbase)->table('pembiayaan_online', function (Blueprint $table) use ($dbase) {
+                $cols = [];
+                if (Schema::connection($dbase)->hasColumn('pembiayaan_online', 'pc_verified_at')) {
+                    $cols[] = 'pc_verified_at';
+                }
+                if (Schema::connection($dbase)->hasColumn('pembiayaan_online', 'pc_verified_by')) {
+                    $cols[] = 'pc_verified_by';
+                }
+                if (!empty($cols)) {
+                    $table->dropColumn($cols);
+                }
+            });
+        }
+    }
+}
diff --git a/routes/web.php b/routes/web.php
index 2aa7084..39fc2c3 100644
--- a/routes/web.php
+++ b/routes/web.php
@@ -713,7 +713,11 @@ $router->group(['prefix'=>'api'], function () use ($router){
     $router->get('pembiayaan-online/{kodcaw}/paid', ['uses' => 'PembiayaanOnlineController@paidQueue']);
     $router->post('pembiayaan-online/{kodcaw}/paid/blast', ['uses' => 'PembiayaanOnlineController@markBlastSent']);
     $router->put('pembiayaan-online/{kodcaw}/lines/{id}', ['uses' => 'PembiayaanOnlineController@updateLine']);
+    $router->post('pembiayaan-online/{kodcaw}/lines/{id}/verify', ['uses' => 'PembiayaanOnlineController@verifyLine']);
+    $router->post('pembiayaan-online/{kodcaw}/lines/{id}/unverify', ['uses' => 'PembiayaanOnlineController@unverifyLine']);
     $router->get('pembiayaan-online/{kodcaw}/lines/{id}/bukti', ['uses' => 'PembiayaanOnlineController@getBukti']);
+    $router->get('pembiayaan-online/{kodcaw}/lines/{id}/bukti-akaun', ['uses' => 'PembiayaanOnlineController@getBuktiAkaun']);
+    $router->get('pembiayaan-online/{kodcaw}/lines/{id}', ['uses' => 'PembiayaanOnlineController@showLine']);
     $router->get('pembiayaan-online/{kodcaw}/batches', ['uses' => 'PembiayaanOnlineController@listBatches']);
     $router->get('pembiayaan-online/{kodcaw}/batches/{batchId}', ['uses' => 'PembiayaanOnlineController@showBatch']);
     $router->post('pembiayaan-online/{kodcaw}/batches/submit', ['uses' => 'PembiayaanOnlineController@submitBatch']);